Zip Code Insurance Rating

The area of California you live in can have a significant impact on your insurance rate. Auto insurance companies base their insurance rates to some extent on zip code ratings. If you live in rural area you are likely going to pay a lower premium than if you lived in a metropolitan area. The insurance companies look at the statistics of every zip code in the state when they are developing their rates to determine the amount of accidents and thefts in each area. Prop 103 has limited the extent to which the insurance companies can vary their rates based on zip codes. Even with the limit placed on the insurance companies by Prop 103, you could still see a significant difference in your premium based on where you live. Get your quote online today or call 530.923.2930 License 0G13612.