What Is An SR22 ?
An SR22 is essentially a tracker that attaches to your insurance policy to notify the DMV whether or not you have an active insurance policy.If you are required to carry an SR22 on your policy you were most likely convicted of an alcohol related offense or were involved in an accident with no insurance. In some cases, if you received too many violations the California DMV will request that you carry an SR22 on your policy. When you purchase your insurance policy the rate will be determined by the violations that you have, not the fact that you need an SR22. The insurance companies will place a fee on the policy to electronically file the SR22 for you. The average fee is around fifteen dollars, but some companies do not charge any fee. If you purchase a California car insurance policy with an SR22 attached to it the insurance company will notify the DMV that the driver that is requesting the SR22 is insured with them. If for any reason your policy were to cancel then the company will notify the DMV that you are no longer insured. If you are convicted of your first offense DUI the California DMV will require you to carry an SR22 for three years. If you are involved in an accident without insurance you will be required to carry an SR22 for four years. If you are inside the requirement period of your SR22 and you have a lapse in coverage the DMV will suspend your license. You can also click here to get more information on our auto insurance page at www.bainsandwoodward.com/california-auto-insurance.html Get your quote online today or call 530.421.8111 License 0G13612.
