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Long Commutes Raise Insurance Rates

California State has implemented the pay as you drive campaign.One of the key factors on your insurance policy is the amount of miles that the vehicles in your household are driven annually. It is understandable that the more that you are on the road the higher chance that you have of being involved in an accident. Each insurance company in California has filed a default annual mileage to rate vehicles that are used for pleasure use. Some companies will request proof of low mileage on a pleasure use vehicle if the client states that they drive less than the default mileage. If you drive less than a normal amount, file your oil change receipts to serve as proof of your annual mileage.  For commute vehicles, it is common for the California car insurance companies to use a formula based upon the distance or your commute to determine what would be an appropriate amount of annual mileage for your vehicle. For instance if you tell the insurance company that you commute thirty miles one way to work and also tell them that you only drive six thousand miles per year, it is likely that you will receive a letter asking for additional information regarding the stated amount of annual mileage that you vehicle will be used. You can also get a better understanding by reading on our auto insurance page at www.bainsandwoodward.com/california-auto-insurance.html Get your quote online today or call 530.421.8111 License 0G13612.

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