Raise Deductible Do Not Lower Coverage

In California you are at a higher risk of a financial loss if you lower your coverage on your homeowners insurance policy rather than raising the deductible. If you are having trouble finding a homeowner insurance policy that is within your budget, you have the option of raising the deductible on your policy to lower the premium. This is recommended over lowering the coverage on your policy. It will limit the your exposure as a homeowner and will cause a significant decrease in your rates. If you were to carry a policy that does not provide you the protection that you need, then you could find yourself in a position that you are personally exposed to a significant financial loss. You are far better off raising your deductible to keep your rates down because the only increase in exposure is the difference in the deductible. Request your quote online today or call 530.923.2930 License 0G13612.