Vacant Land Insurance
Getting a California vacant land insurance policy is not an easy task when your are working with a regular local agent or the homeowners insurance company that you would use for your primary home. The fact is that if you are here, then you have most likely exhausted all other local resources in trying to find coverage on your vacant or unoccupied land. You may have been waiting for days if not weeks for local agents to get your quotes back to you only to find out that they are not able to help.
The fact is that if you are here, then you have most likely exhausted all other local resources in trying to find coverage on your vacant or unoccupied land. You may have been waiting for days if not weeks for local agents to get your quotes back to you only to find out that they are not able to help.
Here at Bains & Woodward Insurance we work with several companies to ensure that you are getting the right coverage at a competitive rate. Since we will shop your policy with dozens of carriers, we can tell you confidently that our rates are extremely good with no doubt.
What if I have Several Vacant Lots?
For California vacant land insurance policies we are able to get you covered for multiple locations all scheduled onto a single policy. This means that if you have several lots you will not need to purchase several policies. As long as there is the same ownership between properties and they all qualify then we can schedule a single policy with all of your lots combined. We understand that you land is a long term investment, and that you are investing in your future for by purchasing your unoccupied land. We want to help you with your insurance for these locations and provide you with a level of service that will have us be your primary choice in insurance agencies for your future as well.
Can You Help If We Are A Corporation or LLC?
Yes we can. There are a few different approaches that we can take to help you with your policy and our representatives will work with you and the particulars of your situation to determine what is the best fit for your needs.
If you are a sole owner, partnership, or have land owned in the name of a trust, then we can get a personal liability supplemental policy that will provide premises liability coverage of up to one million dollars with all of your vacant property scheduled.
If you have formed an LLC or a corporation for the ownership of your land then we can help you with a commercial general liability policy that will schedule your vacant land onto a single policy and provide you with premises liability protection.
How Much Vacant Land Can I Schedule On A Policy?
On a standard personal liability supplemental policy that has scheduled vacant lots we are able to schedule up to 40 acres all onto a single policy for a minimal premium. For larger schedules we recommend that you let us help you with a commercial general liability policy. This will offer broader coverage since we can offer a per occurrence limit of one million and a general aggregate limit of two million. If you are in need of more protection we can also work with you on an umbrella or excess liability insurance policy as well.
How Do I Get A California Vacant Land Insurance Quote?
All that you need to do is request your quote online or call in and speak with a representative. We will run through a sort series of questions to help determine the policy that is appropriate for you and will have your quotes back in less than 15 minutes in most cases. Call in today. Please make sure that you tell your friends about our prices and service. We can also help with other types of property coverage such as vacant house insurance and apartment building insurance.
