Medical

Medical payments coverage on your homeowners insurance policy is designed to cover injury to others that was at no fault of your own. The main difference between your liability protection and medical coverage is weather you where negligent. Your medical coverage on your policy is concideres no fault coverage. The liability coverage is set to cover you liability as a homeowner for an event that you were found to be negligent. For your coverage under your medical payment of your policy you do not need to be found legally liabily by suit. Let's say that a neighbors child fell in your driveway while riding his bike. You policy could payout to cover the minor medical expenses associated with this. Most homeowner policies come with a limit of $1,000 per person for medical coverage. You will have the option to increase these limits to better protect yourself. We will create an homeowner insurnace package that will give you and your family the coverage they need at a competitive rate. Request your quote online today or call 530.923.2930 License 0G13612.