Dwelling

In California, homeowners insurance policies contain a dwelling coverage limit that determines the maximum amount that the insurance company will pay for the main home and attached structures.Attached structures would include structures such as an attached garage. When determining the proper amount of coverage to carry, ensure that you policy contains at the enough to rebuilt your entire home from the ground up in the event of a total loss. The amount of coverage that you need on your policy has no correlation to the current market value of your home. In the event of a total loss your will be left with only one option, rebuilding your home. The cost per square foot to rebuild a home varies on the quality of the home as well as the area that the home is located. If your home is in a remote area or has above average quality then the cost associated with rebuilding your home will be higher than others. One of our agents can assist you in determining the appropriate amount of coverage. Request your quote online today or call 530.923.2930 License 0G13612.