High Brush Areas Limit Homeowners Insurance Options

In California, when evaluating a home’s eligibility, one of the reports homeowners insurance companies check is a brush hazard report. Many companies have changed their standards over the recent years due to the large number of losses incurred in fires across the state.  Some companies will require that you have at least a 1000 foot clearance around your home from any brush. Recently, with the standards being changed, many homeowners are finding themselves in a position that their insurance company will no longer insure their home based upon their new guidelines regarding brush hazards. Some of these homeowners have been with their current carrier more than 20 years. Insurance companies do not want to be placed in a position that they could potentially suffer large losses as a result of a fire that continues to spread for days and weeks. If your home is located in an area that is considered a high burn area you may find it harder now to find an insurance company to insure your home. Request your quote online today or call 530.923.2930 License 0G13612.