Sacramento Flood Insurance

Sacramento, California is one of the areas that was effected by the new standards in place to rate the levees. More specifically, the new community ratings for Natomas have drastically changed the number of homeowners required to carry flood insurance. There were thousands of homes built in the Natomas area within the last 10 years. All of these homes were built in compliance with the flood maps that were in place since 1978. Most of the homes in this area were rated low to moderate risk of flooding. The new flood maps impacted every homeowner in the area with a mortgage on their home. All of these homeowners are now required to carry flood insurance. If you live in or are looking to purchase a home in this area, it is important that you work with an agent who is familiar with insuring homes for flood insurance in Natomas. If your home was built after 1978 then you will not need to get an elevation certificate in order to rate your flood insurance policy. Your home will be eligible to be grandfathered for being built in compliance. An example rate for this area, as of May 2010, is $250,000 in building coverage for $824 per year. If you need less building coverage or would like to add content coverage your rate would vary. Call an experienced agent today that will give you an accurate quote. Get your quote online today or call 530.923.2930 License 0G13612.