Convenience Store Insurance
If you own or operate a convenience store and you are looking for a convenience store insurance policy then you have come to the right place. In fact, you may never have to shop around again. Here at Bains and Woodward Insurance we are independent agents; as independent agents we have access to some of the best carriers in the industry for business insurance in California. We will sit down with you and go over all of your concerns to ensure we meet the unique needs of your business. If you have an onsite car wash, lease or own the building, have gas pumps, need a liquor liability policy, are open 24 hours and/or need coverage for your inventory we are the agency for you. With so many carriers and programs available to us we can find you good coverage at a great price.
Each convenience store out there will have its own unique needs. a standard CA general liability insurance policy may not give you everything you need. At Bains and Woodward Insurance we recognize this and we have taken the steps to meet every need we see. As Independent agents we are not limited to just one company to select coverage from, we will shop your policy through some of the nation’s best priced carriers. Once we decide what coverage you are looking for we can compare each carrier side by side with another to determine the best possible rate at the best possible price. Not only can this save you save hundreds of dollars annually; it will save your valuable time as well. Why waste calling carrier after carrier, driving around town only to be left searching? Come see us today and let us be the last company you ever shop with.
If your convenience store has a gasoline exposure please see our gas station insurance page for your coverage. We actually work on several types of policies and can help with any retail insurance.
Are All Convenience Store Insurance Policies The Same?
It is highly important that you carry proper insurance coverage for your businesses individual needs. While it may seem a waste of money to purchase certain coverage options, they do exist for a reason. People are becoming more and more sue happy in today’s society. What may seem like a waste of money could end up saving you thousands of dollars in the event a claim is filed against you or you find yourself in a civil suit. While you may be thinking any additional coverage might be pricey, that is not always the case. Often times they can be included for a few extra dollars a month. Be sure to disclose all possible exposure risks to your agent so that they can be sure you are properly insured. Even if it is only an occasional exposure risk, be sure to tell them about it. Most carriers will not cover a claim if the operation was not disclosed in full and properly covered.
Don’t find yourself in court with no one to turn to. Having a good convenience store insurance policy can help cover the high costs of a court battle and can also provide compensation to the other party if you are found at fault. Many judgments will also include the other parties’ legal costs and could include compensation beyond your ability to pay out of pocket. Simply not having the money is not really an option. While it may be impossible to get blood out of a rock as it goes, the court could order all of your assets liquidated to help pay off the debt. If that is done and the debt is still not resolved the court may order your wages garnished for years to come until the debt is paid in full. Please don’t make the mistake of trying to save a few dollars by forgoing proper insurance coverage, give us a call today and let us show you how affordable great coverage can be.
How Long Does It Take To Get A Quote On Convenience Store Insurance?
Here at Bains and Woodward Insurance we understand that not every client has the luxury of time. People are often busy and would prefer to handle their business online from their home or over the phone. Whether we have an office near you or not we want you to have good coverage at a great price. Our clients come from all over the state. Whether it is for price, coverage or convenience we have insured thousands of clients throughout the state. While we understand great prices often have a lot to do with that; we believe our excellent customer service retains those clients. We have easy online quoting and policy binding; we can do signatures completely online and email you your copies. If you do not have access to a computer you may want to ask about our smart phone options as well. Don’t waste any more time, give us a call today and see how much you can save. Make sure you tell your friends that we can insure all types of businesses for anything from janitorial insurance to salon insurance.
