Auto Insurance Auburn CA
The city of Auburn Ca is located along the American River in the Sierra Foothills. Founded as a gold mining town in the late 1840's, Auburn has long been known as one of the best places to live in California. Rich in both history and culture, Auburn has much to offer its residents. If you happen to be a resident of Auburn or one of its many surrounding communities and you find yourself in need of Auto Insurance we can certainly help you get on the right track. Whether you are looking to save money, get better coverage or need a special filing here at Bains and Woodward Insurance we are able to help. We have many programs and carriers to choose from and each and every one of them is competing for your business. By comparing each carrier side by side, we are able to ensure you get the coverage you need at a very competitive rate.
If you are looking to shop for auto insurance there are a few things you should consider before you settle on a carrier. The first and most important thing to consider is how much coverage you will need to ensure you and your family are protected financially if an at-fault claim should arise. Failure to take this into account when buying a policy can certainly net you some seemingly incredible prices, but it could easily cost you in the long run. Many agencies will offer you a fantastic price on coverage that only meets the legal standards for California. Now you may find yourself asking, "What's wrong with the state requirement?" That is understandable; after all, the state seems to think it is adequate coverage. Let's start with the coverage limits themselves. The state requires any driver to carry auto insurance limits of 15/30/5. This means they are covered in the event of an at fault claim for $15,000 per person, up to a $30,000 total per occurrence with only $5,000 in coverage for property damage. As you can see, this coverage is very low and would most likely not cover any significant claim. Many vehicles on the road in the Auburn area are worth far more than $5,000 and many times the wages lost combined with medical bills will far exceed the $15,000 per person limit. Know what you need, to protect your home and your family. If you are unsure our agents are more than able to help you figure it out and they can find the best price for you. Avoid potentially high out of pocket costs by shopping around with us, we will help you secure your financial risks.
Maybe you are looking to save money on your auto insurance; you've done some research and found yourself wondering just who is the best choice for your auto insurance needs. There are so many advertisements out there claiming to be the biggest savings around, or that they save the most on average. Well, quite simply put, these advertisements are somewhat deceptive. Think about it; of course those that switch their insurance save money on average. This is because people don't switch their insurance to spend more, that would be silly. Just because people who switched to a company saved money does not mean you will. In fact, no two policies are the same. They all have their own rating factors and discounts, each varying form policy to policy. Don't fall for the classic lines, do the research and shop around thoroughly to be sure you are really saving the most. A great way to complete this process is with us at Bains and Woodward. We can compare dozens of carriers, including some of the nation's top brands, side by side for you. This not only cuts down the time spent searching and shopping around, it can really add up to some great deals with so many carriers competing side by side for your business. If you want to save time and money give us a call today or come on down.
Here at Bains and Woodward insurance our service sets us apart from the rest. There are literally dozens of options in the Auburn area when shopping for auto insurance. While our prices are very good, we know it takes more than a sweet deal to retain customers. Our goal is to ensure each client is well taken care of and well protected, at the best price possible. No gimmicks or fancy sales pitches, just affordable coverage at a good price. We believe in clean honest business that our clients can feel good about later. If you are considering switching your auto insurance coverage and you live near auburn CA please give us a call today and see what Bains and Woodward can do for you.
