Uninsured Motorist

In California it is required that you are offered uninsured motorist protection on you policy. Your auto insurance company is required to have you sign a rejection of uninsured motorist coverage if you choose to not carry it on your policy or a reduction agreement of you choose to have lower limits of uninsured motorist coverage than bodily injury liability. Uninsured motorist coverage is the coverage that you purchase on your auto insurance policy that covers injury that is caused to you and your passengers if you are involved in a non chargeable accident with a motorist that does not have insurance. Many companies offer underinsured motorist protection in case you are hit by a driver that does not carry enough coverage to over your bodily injury. Another optional coverage is uninsured motorist property damage and uninsured motorist collision deductible waiver. If you have this on your policy and carry liability insurance you would be covered up to $3,500 for your auto, depending on the value of your car. If you have collision deductible waiver coverage on your policy and are hit by an uninsured motorist the insurance company will waive your deductible. Get your quote online today or call 530.923.2930 License 0G13612.