The 25 Year Old Age Myth

If you think that after you turn twenty five years old you are going to see a dramatic decrease in your insurance rates, think again.California auto insurance rates are no longer rated on age. This is seen as a form of age discrimination. Since the passage of Prop 103 California drivers are currently rated on the number of years of license experience they have. Previously, drivers were rated on their age. It makes sense for a driver to be rated on the amount of time they have been a licensed driver. A driver with the seven years of experience, for example, is statistically less likely to be involved in an at fault auto accident, than a new driver. This is why you see higher rates being charged for youthful operators. They are not being rated according to their age, rather their driving experience. The primary rate factor is the amount of years of license experience.  Get your quote online today or call 530.923.2930 License 0G13612.