Accountant Insurance
If you are an accountant and you are looking to purchase a business insurance then you have come to the right place. We are able to find you a accountant insurance policy that will cover all of your businesses specific needs. Whether you want those really important documents covered or all of your office furniture, we have the policy for you. We have many years of experience in the industry and we know what it takes to make a client happy. Don’t waste time with those other places that can only offer you coverage from one specific carrier. Come see us and we will shop your policy through dozens of carriers, many of them considered to be some of the top carriers in the nation.
Traditionally, most general liability policies are designed to cover bodily injury to others, property damage (replacement of others property), advertising injury and damage to rented premises. These policies are designed to return the other party to a position they were in before the loss occurred and offers little for the insured themselves aside from financial protection involving claims. It is safe to say that a traditional general liability policy leaves much to be desired. Luckily, today business owner’s policies are much more inclusive and can provide for both the insured as well as other parties losses.
If you are looking for a business liability insurance in California policy and you are an accountant you are in luck. Our rates are some of the absolute lowest in the industry. Not only are our rates great, we can help you look through dozens of carriers all at one time. Why waste hours on end calling different carriers or driving to their office? Instead you can have us compare them all side by side for you once we determine the right coverage for you. In addition to the money you will save, the time you save can be very valuable. We understand as a business owner that you are busy enough and could use all the free time you can get. Let us do the hard part; all you have to do is call, click or swing by an office.
What Do I Need To Know About Accountant Insurance?
If you are thinking about purchasing a California business insurance policy you may want to consider a few extra endorsements to your policy that can help keep you better protected in the event of a loss. Keep in mind this something you will want to go over an agent with in more detail. Be sure to advise your agent of any concerns you may have regarding what is covered and what is not. Often time’s people tend to assume something is covered when it is not. If there is any question please ask right away; don’t wait until it is too late.
You may want to look into replacement cost coverage for your business. Typically a carrier will only pay up to the depreciated value of an item. This can create quite a big gap between current costs and depreciated value. With replacement coverage your carrier will pay the amount needed to replace the property with a new one. This coverage can be highly beneficial, be sure to ask an agent about it today.
This coverage is not only available for accountants but you can also get it on other policies such as photography insurance and restaurant liability insurance.
What Additional Coverage Should I Get On My Accountant Insurance Policy?
You may also want to look into crime coverage for your business. This coverage will protect you from a loss due to embezzlement, employee theft, robbery or a break in. Typical coverage ranges anywhere from 5,000 to 10,000 in coverage; additional limits possible upon request. Be sure you are aware how much cash and securities you will have on the premises at one time. This important coverage should never be neglected.
Another highly important business coverage for an accountant is loss of income coverage. As the name suggests, this coverage provides financial relief for an insured in the event they are unable to work due to a loss. It could be a fire, vandalism or major theft; whatever it may be if a loss was the cause you can have your income supplemented in this manner. Anyone who is unable to return to work for a significant period of time due to a covered claim will be glad they purchased this insurance coverage.
Often times most business owner’s policies are cheaper than a general liability policy may be by itself. In addition to the low cost, you will only receive one bill in the mail from one carrier for all of your business coverage. Most carriers also offer many different endorsements to specifically alter standard coverage’s to better fit your business needs.
Don’t waste any more time shopping around; call, click or swing by an office today and see just how much you can save all while purchasing the peace of mind that comes with being financially protected. We are here to help for all of your business needs regardless of what type of business you have. Make sure you tell your friends about the superior service you recieve with us. We can help all type of businesses from auto repair insurance or tattoo shop insurance.
